Czechowska, Iwona Dorota, Czesław Lipiński, Joanna Stawska, and Wojciech Zatoń. The Potential of the Banking Sector Lending in the Face of the COVID-19 Pandemic. Credit-Crunch Perspective. Finance. Poland: Lodz University Press, 2022. Accessed January 22, 2026. https://www.press.uni.lodz.pl/index.php/wul/catalog/book/1132.