Ziemba, Marika, and Andrzej R. Stopczyński. Theoretical and Empirical Challenges Related to Consumer Protection in the Financial Services Market: Volume 3. Analysis of the Results of a Questionnaire Survey of Financial Services Consumers. Poland: Lodz University Press, 2025. Accessed January 24, 2026. https://www.press.uni.lodz.pl/index.php/wul/catalog/book/1548.